How much will your employer pay into the savings scheme?
5.83% of your monthly basic salary while your service is five years or less, and 8.33% after that. The same rates apply in DEWS.
What is the rule?
- Your employer pays 5.83% of your monthly basic salary while your service with it does not exceed five years, and 8.33% once it does.
- Service counts from your first day with the employer, not from the day you joined the scheme.
- Contributions are paid within 15 days of the start of each month and are not taken from your pay.
- If your job ends within its first year, your employer can take its contributions back.
- You may add up to 25% of your total wage a month yourself.
- Totals here are contributions only. Investment returns and fees change what you receive.
| Period | Employer contributions |
|---|---|
| 1 years | AED 6,996 |
| 3 years | AED 20,988 |
| 5 years | AED 34,980 |
| 7 years | AED 54,972 |
| 10 years | AED 84,960 |
On AED 15,000 total wage the largest voluntary top-up is AED 3,750 a month. The full scheme rules are in the end of service savings scheme.
Sources
- Cabinet Resolution No. (96) of 2023 Concerning the Alternative Voluntary End of Service SchemeUAE Legislation. Issued 10 October 2023. Articles 6, 7, 9 and 10. Read 12 November 2026.
- End of service benefits for workers in the private sectorUAE Government (u.ae). Page updated 15 October 2026. Read 12 November 2026.